贷 Strokes Write it Listen 贷 dài to borrow; to lend; to pardon HSK 5 9 strokes Radical 贝 Sound + meaning 2 words Built from代sounddàiera, generation; to substitute for, to replace贝meaningbèisea shell; money, currency How it works贝 hints at the meaning (money), and 代 dài hints at the sound.