款 Strokes Write it Listen 款 kuǎn funds, payment; item, article HSK 5 12 strokes Radical 欠 Sound + meaning 16 words Built from士shìscholar, gentleman; soldier示shìaltar; ceremony; to show, to demonstrate欠meaningqiànto lack, to owe; to breathe, to yawn How it works欠 hints at the meaning (owe).